NexGen Benefits (Age 23 & Under)¹
Unlock exclusive benefits for our customers aged 23 and under with NexGen Benefits. Explore the advantages of a New Leaf Account, Green Leaf Account, or a Personal Savings Account tailored to meet the unique needs of the next generation.
New Leaf Account - NexGen Benefit (Age 23 & Under)
The New Leaf Account, our checkless checking account, includes NexGen Benefit that will save you money by waiving the Monthly Service Charge for ages 23 & under.
- Minimum Opening Deposit: $25
- No Dormant Fees
- No Account Closing Fee
- NexGen Benefit: $5 Monthly Service Charge Waived for Ages 23 & Under
New Leaf Account Includes:
- No Check Writing2: Checks are not allowed with this account
- Bank Anywhere3: Online and Mobile Banking including Bill Pay
- ATM Fee Refunds4: Up to $15 in Domestic ATM Refunds
- Express Contactless Debit Card5: No waiting for a card (In-Banking Center Only)
- eStatements Savings6: Free Electronic Statements
- No Overdraft Fees: No Return Item (NSF) Fees or Overdraft Fees
Green Leaf Account - NexGen Benefit (Age 23 & Under)
The Green Leaf Account with our NexGen Benefit will help you save money by waiving the Minimum Balance Service Charge and Dormant Fee for ages 23 & under.
- Minimum Opening Deposit: $25
- NexGen Benefit: $7 Monthly Minimum Balance Service Charge & Dormant Fee Waived for Ages 23 & Under
Green Leaf Account Includes:
- Bank Anywhere3: Online and Mobile Banking including Bill Pay
- ATM Fee Refunds4: Up to $15 in Domestic ATM Refunds
- Express Contactless Debit Card5: No waiting for a card (In-Banking Center Only)
- eStatement Savings6: Free Electronic Statements
Personal Savings - NexGen Benefit (Age 23 & Under)
The Personal Savings Account with our NexGen Benefit will help you save for your future by waiving the quarterly Minimum Balance Service Charge, Excess Withdrawal and Dormant Fees for ages 23 & under.
- Minimum Opening Deposit: $25
- NexGen Benefit: $5 Quarterly Minimum Balance Service Charge, Excess Withdrawal, and Dormant Fee Waived for Ages 23 & Under
Personal Savings Account Includes:
- Unlimited Deposits: They are completely unlimited no matter how they are performed
- Bank Anywhere3: Online and Mobile Banking
- Interest Compounded / Credited Monthly: See our Deposit Rates Page for current rates
- Free ATM Card7: No fee to get a card, plus no Security Bank ATM Fees when using a Security Bank of Kansas City ATM
- Convenient Withdrawal Access7: Withdraw cash in-person or by ATM
1 Age 17 and under requires adult (18+) as joint owner, unless prohibited by law. Individuals aged 23 and under must be listed as primary account owner to obtain NexGen Benefits.
2 Checks, (other than those initiated through our online/mobile Bill Pay Service) whether presented on paper or electronically may not be written or drawn on this Account even if there are sufficient funds in the Account. You may not order checks from any source.
3 Enrollment in Online Banking required. Must be at least 13 years old to enroll in Online Banking.
4 To qualify for a refund of up to $15 in domestic ATM fees each monthly statement cycle you must: 1) Conduct at least 15 settled and posted debit card transactions, excluding ATM transactions; AND 2) Have at least one (1) Automated Clearing House (ACH) direct deposit or one (1) ACH debit transaction; AND 3) Receive an Electronic Statement (eStatement).Online Banking with eStatement enrollment required. Must be at least 14 years old to be eligible for a debit card. Must be at least 13 years old to enroll in Online Banking.
5 In Banking Center only. Must be at least 14 years old.
6 If your email address becomes invalid and/or eStatement is undeliverable, account will be changed to receive paper statements by mail and a $3 Paper Statement Fee ($2 for New Leaf Account) will be assessed each statement cycle.
7 Must be at least 14 years old to be eligible for an ATM card.