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Deposit Rates

Security Bank of Kansas City Deposit Rates

Platinum Leaf Account5 - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Platinum Leaf Account (Below $50,001.00) 3.50% 3.56%
Platinum Leaf Account (Equal to or greater than $50,001.00) 0.10% range from 3.56% to 1.83%4 
Platinum Leaf Account (If Account Does NOT Meet Requirements)5  0.00% 0.00%
Money Market and Business Money Market - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Below $10,000.00 1.00% 1.00%
Equal to or greater than $10,000.00 but less than $25,000.00 1.00% 1.00%
Equal to or greater than $25,000.00 but less than $100,000.00 1.10% 1.11%
Equal to or greater than $100,000.00 but less than $250,000.00 1.40% 1.41%
Equal to or greater than $250,000.00 but less than $500,000.00 1.55% 1.56%
Equal to or greater than $500,000.00 but less than $1,000,000.00 1.80% 1.81%
Equal to or greater than $1,000,000.00 2.05% 2.07%
Personal Savings - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Personal Savings  0.20%  0.20%
Business Interest Checking - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Business Interest Checking 0.05%  0.05%
Certificates of Deposit - Fixed Rate / Interest Compounded and Credited Quarterly
$500.00 Minimum to Open (unless otherwise noted)
Term Interest Rate APY1 & 3
90 Day 0.20% 0.20%
5 Month Special
($25,000.00 Minimum to Open)		 4.25% 4.32%
6 Month 3.00% 3.03%
9 Month Special
($25,000.00 Minimum to Open)
 4.00% 4.06%
12 Month 3.25% 3.29%
18 Month
 3.50% 3.55%
24 Month 3.50% 3.55%
36 Month 3.50% 3.55%
48 Month  1.25% 1.26%
60 Month 1.25% 1.26%
IRA Certificates of Deposit - Fixed Rate / Interest Compounded and Credited Quarterly
$500.00 Minimum to Open
Term Interest Rate APY1 & 3
12 Month 3.25% 3.29%
18 Month 3.50% 3.55%
24 Month 3.50% 
 3.55%
36 Month 3.50% 3.55%
48 Month 1.25% 1.26%
60 Month 1.25% 1.26%

IRA Certificates of Deposit - Variable Rate / Interest Compounded and Credited Quarterly
$100.00 Minimum to Open
Term Interest Rate APY1, 2 & 3
18 Month 3.50% 3.55%
Health Savings Account - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Below $1,000.00 0.05% 0.05%
Equal to or greater than $1,000.00 but less than $10,000.00 0.05% 0.05%
Equal to or greater than $10,000.00 but less than $25,000.00 0.05% 0.05%
Equal to or greater than $25,000.00 but less than $100,000.00 0.05% 0.05%
Equal to or greater than $100,000.00 0.05% 0.05%
1 APY - Annual Percentage Yield assumes principal and interest remain on deposit for at least one (1) year. Withdrawals and fees will reduce earnings.
2 Rate(s) are variable and may change after account opening.
3 An early withdrawal penalty may be assessed.
4 The APY range assumes a maximum balance of $100,000.00.
5 To qualify for interest each monthly statement cycle you must: 1) Conduct at least 15 settled and posted debit card transactions, excluding ATM transactions; AND 2) Have at least one (1) settled and posted Automated Clearing House (ACH) credit or ACH debit; AND 3) Receive an Electronic Statement (eStatement). Online Banking with eStatement enrollment required.
 
Rates as advertised are accurate as of 3/29/2025 and subject to change without notice.