Family hugging in the kitchen.

Personal Savings

We Have Options to Help You Save!

Whether you’re saving for a much needed vacation or for a rainy day, Security Bank of Kansas City has many options to help you save.


Are you ready to take control of your financial future? Look no further! Our Personal Savings Account offers you the perfect opportunity to grow your hard earned money.

Personal Savings Account Includes:1


mobile phone with a dollar sign blue iconBank Anywhere2: Mobile, Online Banking

 
multiple dollars blue iconUnlimited Deposits: They are completely unlimited no matter how they are performed


hand holding a dollar sign blue iconConvenient Withdrawal Access: Withdraw cash in person or at an ATM


rates bar up arrow blue iconInterest Compounded & Credited Monthly


debit card plus blue iconFree ATM Card3: No ATM fees when using a Security Bank of Kansas City ATM
Personal Savings - Interest Compounded and Credited Monthly
$25.00 Minimum to Open
  Interest Rate APY4
Personal Savings 0.20% 0.20%
  

Looking forward to the holidays, but stressing over the cost? Reduce holiday stress with regular, unlimited deposits into a Holiday Club Account to help you save for the season.

Holiday Club Account Includes:1

 
piggy bank blue iconStress Free Holiday Savings
The amount saved per week determines the balance at the end of the term each October. 

Example: 
    • $5 per week = $250 at the end of the term
    • $10 per week = $500 at the end of the term
    • $20 per week = $1,000 at the end of the term
    • $50 per week = $2,500 at the end of the term

Example based on weekly deposit for 50 weeks. For illustrative purposes only. This is a non-interest-bearing account. Your account balance will be fully distributed to you each October.

For competitive interest rates and liquidity, a Money Market account with Security Bank can be the ideal money management tool. Interest rates are tiered based on the balance maintained in the account.

Money Market Account Includes:1

 
mobile phone with a dollar sign blue iconBank Anywhere2: Mobile, Online Banking and Bill Pay


rates bar up arrow blue iconInterest Compounded & Credited Monthly


multiple dollars blue iconUnlimited Deposits: Unlimited no matter how they are completed 


hand holding a dollar sign blue iconConvenient Withdrawal Access: Withdraw cash in person or at an ATM


hand shaking blue iconCheck Writing Ability: If you need to write a check, you can
 
Minimum Opening Deposit:  $25
Minimum Balance Service Charge:  $7.50 Per Month if Daily Balance Falls Below $1,000
Excess Withdrawal Fee: $3 for Each Withdrawal and Debit Over 6 per Month
Money Market - Interest Compounded and Credited Monthly
$25.00 Minimum to Open
  Interest Rate APY4
Below $10,000.00
 1.00% 1.00%
Equal to or greater than $10,000.00 but less than $25,000.00 1.00% 1.00%
Equal to or greater than $25,000.00 but less than $100,000.00 1.10% 1.11%
Equal to or greater than $100,000.00 but less than $250,000.00 1.40% 1.41%
Equal to or greater than $250,000.00 but less than $500,000.00 1.55% 1.56%
Equal to or greater than $500,000.00 but less than $1,000,000.00 1.80% 1.81%
Equal to or greater than $1,000,000.00 2.05% 2.07%

A Health Savings Account (HSA)5 provides eligible individuals and families with a smart way to save money to help pay for current or future qualified medical expenses on a tax-free basis.

Health Savings Account Includes:


rates bar up arrow blue iconInterest Compounded & Credited Monthly


hand shaking blue iconCheck Writing Ability: If you need to write a check, you can


debit card plus blue iconHSA Debit Mastercard: Linked to your account and ready to use
Health Savings Account - Interest Compounded and Credited Monthly
$25.00 Minimum to Open
  Interest Rate APY4
Below $1,000.00 0.05% 0.05%
Equal to or greater than $1,000.00 but less than $10,000.00 0.05% 0.05%
Equal to or greater than $10,000.00 but less than $25,000.00 0.05% 0.05%
Equal to or greater than $25,000.00 but less than $100,000.00 0.05% 0.05%
Equal to or greater than $100,000.00 0.05% 0.05%

1  Age 17 and under requires adult (18+) as joint owner, unless prohibited by law.
2  Enrollment in Online Banking required. Must be at least 13 years old to enroll in Online Banking.
3  Must be at least 14 years old to be eligible for an ATM card.
4  Annual Percentage Yield (APY) assumes principal and interest remain on deposit for at least one year. Withdrawals and fees will reduce earnings. Rates are variable and may change after account opening. Interest compounded and credited monthly. Rates as advertised are accurate as of 3/29/2025 and subject to change without notice.
5 To be eligible for a Health Savings Account you must be covered under a qualified High Deductible Health Plan (HDHP). For more information concerning eligibility and tax deductibility, please visit irs.gov or consult your tax advisor.